MAINCOLOR=255 255 255
ALTCOLOR=173 216 230
LINESPERTRANS=2
NUMACCTS=3
SHOWINDEX=0
ACCTFILES=acct0 acct1 acct2 
LOCATION=327 261 600 300
FONT=-adobe-helvetica-medium-r-normal--12-120-75-75-p-67-iso8859-1
DATEFORMAT=AMERICAN
DATESEPARATOR=/
CSYMBOL=$
DECORATION=1
GRAPHTYPE=1
TRANSTYPES=ATM DEP WD

ACCTID=1
PARENTID=0
TYPE=0
NAME=Account #1
INSTITUTION=
INSTADDR1=
INSTADDR2=
INSTCITY=
INSTSTATE=
INSTZIP=
INSTCONTACT=
INSTPHONE=
INSTFAX=
INSTEMAIL=
ID=
TAXABLE=Y
BAL=0
DEFAULTTRANSTYPE=DEP

NUMTRANS=3
94||1||93||23||1431||Credit Card||||-100||Y||01/03/2000
95||1||96||19||||gas station||||25.22||Y||01/06/2000
97||1||98||18||||grocery store||||40.01||Y||01/06/2000

VERSION 0.2
        A C E F G H I J

VERSION 0.2.1
        A C D E F G H I J

VERSION 0.2.5 and above
        A B C D E F G H I J (C and D repeat based on B)


where
A: transaction id (unique)
B: number of splits
C: transaction pair's id (double entry transactions only)
D: transaction pair's owner account (double entry transactions only)
E: number
F: payee
G: memo
H: amount
I: reconciled? (Y or N)
J: date (MM/DD/YYYY)

The acct.mem file is the same as the acct.trans file. In fact, to make a transaction memorized without using QHacc, you can copy the line you want from the acct.trans file into the acct.mem file. Upon starting QHacc again, the transaction will be memorized!

The only thing that really has to be in there is the PAYEE tag, and the ACCTS tag. Order doesn't really matter, but the ACCTS section has to be at the end of the file. The account names are prefixed with the amount of the transaction in them, followed by some amount of whitespace. If you would prefer to use a percentage of the account balance as the amount, just put a percent sign (%) immediately following the number. This form might be handy if your bank gives you interest on account balances, or if your credit card charges a predictable fee based on the current balance. The percentage can be positive or negative. This format does not allow for comments. All transactions added in --cron mode will have that day's date as the transaction date. The account names specified must match available account names exactly. If you have two accounts with the same name, I guarantee one of the accounts will get the transaction. Finally, if you want a double-entry transaction inserted, you need to include two accounts, but if you give them different amounts, the first amount will be used for both transactions, and an error will be printed to the screen. You can avoid this error message by specifying "SPLIT" as one of the amounts. This is also a good idea if you want to schedule a transaction with percentages, but only for one account.